Core
Credit card receivables + Private Credit
14,5% APY
100% collateralized
12 Months (redemption)
Credit card receivables
Real World Assets, Brazilian credit card receivables backed by payment network infrastructure. Zero default rate with integrated auto-settlement feature.
30% allocation
DeFi
10% allocation
Short-term Loans
Structured short term loans (6-12 months)
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Payroll-deducted installment loan with employer-facilitated wage withholding, fixed amortization, and automatic remittance.
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Sales-commission advance with assignment of future commissions, employer or platform verification, and automatic reconciliation against subsequent payouts.
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Mass payments, receivables advance on local subscriptions for global streaming platforms, 30-day financing fee, plus dollar spread.
60% allocation
Product terms
Redemption
Request a withdrawal at any time, with 30 days to liquidity
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Lockup
Allocation period of 12 months is required. After the lock-up, investors may request withdrawals at any time, following the redemption period.